The payments industry is entering a new phase of transformation. Digital wallets, instant payments networks, superapp, AI-driven security, stablecoins, and emerging digital currency models are reshaping how value moves across consumers, merchants, platforms, and financial institutions.

This shift is redefining business models, competitive positioning, and the customer relationship. Organizations across the payments value chain must determine where to differentiate, how to design frictionless and trusted user experiences, and how to embed financial services into broader digital journeys.

BIP Digital Payments Outlook 2030 provides a strategic perspective on this evolution, highlighting the technology, behavioral, and ecosystem shifts that will define the next decade — and the decisions leaders need to make today.